You’re focused on building a life and a future. Managing your spending and cashflow, paying off debt, saving, buying a house, vehicles, getting married, starting a family are all examples of priorities during the foundational years.

This is what you do after you’ve set a firm foundation--you build, grow, strengthen. When you get off course, we develop a plan to get you back on track. We help you find the balance between living for today and planning for the future.

Retirement is getting closer now. What was once more like an illusion in the far-off future, is taking shape. You think, “Can I really do it? When is the right time? What will I do about health insurance?”

You are retired. You are re-shaping how you spend your time, energy, and perhaps re-learning where your value comes from and adjusting in all kinds of ways to this new life. Ensuring a secure and comfortable retirement is paramount during this time.

Down the line into retirement, conversations take priority surrounding how and what you want to leave behind-- estate planning, Roth conversions, charitable giving, and other tax advantageous solutions to maximize your impact and your legacy.